Insurance for yoga studios.

General and professional liability, studio property, and workers’ comp, for yoga studios, with coverage for hands-on assists, heated rooms, teacher trainings, and classes in the park.

What yoga studios usually carry

General liability
Professional liability for instructors
Studio contents and build-out
Business income
Workers’ comp
Cyber liability

Watch for these in a yoga studio policy

Hands-on assistsPhysical adjustments are a common source of injury claims and can draw misconduct allegations. Many policies cap misconduct coverage at a sublimit.
Heated classesHot yoga raises heat illness and slip risk. Many carriers ask about room temperature and flooring before they quote.
Aerial yogaClasses using hammocks or silks are often excluded or rated separately. List them before they go on the schedule.
Teacher trainingsA teacher training makes you a school. Trainees practicing on each other need coverage, and some studio policies leave them out.
RetreatsRetreats away from the studio, especially abroad, may fall outside your coverage territory. Check before you sell spots.

What landlords and park districts ask yoga studios for

Additional insuredLandlords, on general liability, for the studio you lease.
Outdoor class permitsParks, festivals, and rooftop venues want a certificate naming them for the day.
Waiver of subrogationMany retail and office leases ask for it on liability and property.

Questions yoga studios ask

Straight answers.

The questions we hear most, answered plainly.

Do my yoga teachers need their own insurance?

Employees are usually covered by the studio policy. Independent teachers paid on a 1099 should carry their own and give you a certificate.

Are livestreamed classes covered?

Many studio policies cover livestreamed and recorded classes. A student hurt at home can still bring a claim, so confirm yours does.

Does it cover the mats and props we sell?

Mats, blocks, and straps you sell fall under products liability, which most studio policies include. Tell us about anything sold under your studio’s name.