Insurance for acupuncturists.

Professional and general liability, for acupuncture clinics and practitioners who add cupping, moxibustion, or herbal medicine. Products coverage for the formulas you dispense, and board complaint defense.

What acupuncturists usually carry

Professional liability
General liability
Products liability for herbs
Licensing board defense
Office contents and equipment
Cyber liability
Workers’ comp, if you have staff

Watch for these in an acupuncture policy

Punctured lungNeedling over the chest or upper back can cause a pneumothorax. It is the most serious common acupuncture claim, so size your limit for it.
Herbal formulasHerbs you mix or dispense can cause reactions or interact with medications. Many policies cover herbal products only when they are listed.
Moxibustion and cuppingBurns from moxa and heated cups are frequent claims. Some policies name the techniques they cover, so make sure yours are on the list.
Shared clinic spaceTreating inside a chiropractor’s or physician’s office does not put you on their policy. Carry your own, and ask for their certificate too.

What landlords and integrative clinics ask acupuncturists for

Additional insuredClinics and wellness centers where you rent a room, on your general liability.
Your own malpracticeIntegrative and physician-led clinics usually require a policy in your name at $1M per claim and $3M aggregate.
Hospital programsHospitals and cancer centers that bring in acupuncturists often ask for higher limits and your declarations page.

Questions acupuncturists ask

Straight answers.

The questions we hear most, answered plainly.

Does acupuncture malpractice cover cupping and herbs?

Many policies include cupping, gua sha, and moxibustion. Herbal medicine is often an add-on, so tell us if you prescribe or dispense formulas.

Is occurrence coverage available for acupuncturists?

Yes, and it is common in this field. An occurrence policy needs no tail when you retire. Claims-made can start lower but needs a tail if you ever leave it.