Industries · Trucking and transportation

Insurance for car haulers.

Auto liability, cargo with a per-vehicle limit that fits what you load, and physical damage, for car haulers running wedge, stinger, and enclosed trailers.

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What car haulers usually carry

Primary auto liability
Cargo, per vehicle and per load
Physical damage, truck and trailer
General liability
Occupational accident
Non-trucking liability, if leased on

Watch for these in a car hauler policy

The per-vehicle limitA $250,000 cargo limit can still cap each car at a much lower amount. One high-end car on the top deck can go past it.
Loading and unloadingSome policies limit damage that happens while a car is driven onto or off the trailer. Ask how loading is covered before your first auction run.
Keys left in carsTheft from an unattended trailer, or of a car left with the keys inside, is a common exclusion. Lock up and keep the keys with you.
Condition at pickupA damage claim often turns on what the car looked like when you took it. Photograph every car at pickup and delivery, and note damage on the bill of lading.

What dealers, auctions, and brokers ask car haulers for

Cargo per vehicleDealers and auctions set a per-car minimum. Luxury and classic car shippers ask for much more.
Auto liability, $1MStandard for auction and dealer work, and for most broker loads.
Certificate on fileAuctions keep your certificate on file and often will not release cars once it lapses.

Questions car haulers ask

Straight answers.

The questions we hear most, answered plainly.

Can I haul cars with a pickup and a wedge trailer?

Many do. You still need commercial auto, cargo, and operating authority if you haul for hire across state lines. Check that the cargo limit per car fits what you haul.