Insurance for sign installation companies.

General liability, auto for crane and bucket trucks, workers’ comp, and coverage for the sign itself, for crews who install, repair, and service commercial signs at height.

What sign installers usually carry

General liability, $1M / $2M
Commercial auto for crane and bucket trucks
Workers’ comp
Riggers liability
Installation floater
Umbrella

Watch for these in a sign installer’s policy

Crane and bucket trucksDriving usually falls under auto, and operating the boom under general liability. Some general liability policies exclude cranes, which leaves the lift with nothing behind it.
The sign on the hookA sign dropped during install is your customer’s property in your care, which general liability excludes. Riggers liability or an installation floater pays for the sign.
Wiring illuminated signsConnecting a lit sign to power is electrical work. Some sign policies exclude it unless it is listed.
Signs that come down laterA sign that falls in a windstorm years after install is answered by the policy in force when it falls. Let your coverage lapse and nothing answers.
Signs you buildIf you also fabricate signs, that is a products exposure. Some installer policies exclude signs you make and sell.

What landlords, GCs, and business owners ask sign installers for

Additional insuredLandlords and GCs, for ongoing and completed operations.
Auto liabilityA higher limit when a crane truck works on their property.
Waiver of subrogationOn general liability, auto, and workers’ comp.
Proof for sign permitsMany cities ask for a certificate before issuing a sign permit.

Questions sign installers ask

Straight answers.

The questions we hear most, answered plainly.

Is my crane truck covered by my auto policy on the job site?

For driving, yes. On most policies, operating the boom falls to general liability instead. Tell us how you use the truck so neither policy leaves a gap.