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Step 2 of 3
A few questions for your price.
About a minute. These are the things every market asks.
What does the business do?
Which is closest to your business?
Choose one
Contractors
Restaurants and food
Retail
Auto service and sales
Professional services
Healthcare and care
Manufacturing and wholesale
Hospitality and events
Security and staffing
Transportation
Real estate
Other
Your trade
Pick your trade from the list if it is there. Those can be priced right away.
Annual revenue
General liability is priced on revenue or payroll and checked at audit, so an honest estimate avoids a bill later.
People who work there, counting you
Owners or partners, counting you
Years in business
Residential share of your work (%)
The rest counts as commercial.
New construction share (%)
The rest counts as remodel and repair.
Claims in the last 5 years
None
1 or more
Coverage you want
General liability
Workers compensation
Commercial auto
Inland marine / tools and equipment
Umbrella or excess
General liability limits
$1M per occurrence / $2M aggregate
$2M / $4M
Most contracts ask for $1M / $2M. Change it if yours asks for more.
When should coverage start?
Continue